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Worker → Investor Level Engine

Quantified progression • Milestones • If/Then Protocols • AI-Powered

LVL 1 Level 1: Worker Metrics
Income, spending, debt — the closed ecosystem
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LVL 2 Level 2: Saver Metrics
Capital preservation — saving but not deploying
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LVL 3 Level 3: Investor Metrics
Asset base, passive income, equity strategy
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Has exercised options or sold shares
Has diversified from concentrated position
Has coordinated tax strategy for equity
Has estate/transfer strategy for equity